Collateral insurance
FreeInsurer: Asset Insurance
Insurance of the mortgaged property, free for the client, for the whole loan term.
- The specific cover is not published
← Banks in Bulgaria
International Asset Bank
International Asset Bank AD · Group II
Bulgarian private capital
- Assets
- 1,870 m €
- № 12 · 1.5%
- Loans
- 513 m €
- № 14 · 0.7%
- Housing loans
- 67 m €
- № 13 · 0.3%
- Deposits
- 1,642 m €
- № 11 · 1.8%
Interest-rate formation → Official website ↗
Data: BNB as of 30.06.2026. · Loans and insurance — the official websites of the bank and the insurers, checked on 11.10.2026.
Mortgage loan
Insurance and interest on the mortgage
Property Free
Free — insurance of the collateral for the whole term, paid by the bank, with Asset Insurance.
Life Not required
No mandatory life insurance is required.
Interest rate
Floating (reference rate + margin).
What the bank requires from the property insurance typical requirements
Insurance of the collateral is paid by the bank, with Asset Insurance, for the whole loan term — with the usual risks: fire, natural disasters, flood, earthquake and vandalism.
- Fire, lightning, explosion
- Storm, hail, torrential rain
- Flood
- Earthquake
- Vandalism, malicious acts
Insurance the bank offers with the mortgage
Consumer loan
Insurance and interest on the consumer loan
Insurance Not required
No mandatory life insurance is required.
Interest rate Floating
Variable for the whole term — the bank’s reference rate + fixed margin.
Sources (in Bulgarian): [1] [2] · Compare all banks →
This is a summary of what the bank and the insurers publish and is not insurance or financial advice. The loan agreement, the insurance policy and its general terms are binding.