Allianz Bank Bulgaria AD · Group II
Allianz (Germany)
Interest-rate formation → Official website ↗
Data: BNB as of 30.06.2026. · Loans and insurance — the official websites of the bank and the insurers, checked on 11.10.2026.
Mortgage loan
Free for the whole loan term, based on the market value of the property.
Optional — individual term life insurance (“Allianz Sigurnost”).
Floating only (reference rate + margin).
Property insurance is free for the client for the whole term, based on the market value of the property, with the usual risks: fire, natural disasters, flood, earthquake and vandalism.
Insurer: Allianz Bulgaria Life
Individual term life insurance — an exclusive product for consumer and mortgage borrowers of Allianz Bank Bulgaria.
Information document “Allianz Sigurnost” (BG) ↗ Allianz partner programmes (BG) ↗
Consumer loan
Individual term life insurance (“Allianz Sigurnost”) — optional.
Variable — reference rate in euro + fixed margin (the reference rate is recalculated in January and July).
Insurer: Allianz Bulgaria Life
Individual term life insurance — an exclusive product for consumer and mortgage borrowers of Allianz Bank Bulgaria.
Information document “Allianz Sigurnost” (BG) ↗ Allianz partner programmes (BG) ↗
Sources (in Bulgarian): [1] [2] · Compare all banks →
This is a summary of what the bank and the insurers publish and is not insurance or financial advice. The loan agreement, the insurance policy and its general terms are binding.
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